Credit reporting or other personal consumer reports — WELLS FARGO & COMPANY (FL)

Account information incorrect. XXXX XXXX is reporting a {$590.00} charge-off for a credit card account. A garnishment action for this account was filed and then dismissed in court on XX/XX/year> by XXXX XXXX XXXX, their client. I submitted dispute letters and court dismissal documentation, yet XXXX XXXX continues to report this as a derogatory charge-off. This violates the Fair Credit Reporting Act and furnisher obligations under 15 U.S. Code 1681s-2 ( b ). The garnishment was dismissed without prejudice, meaning there is no active collection effort. They are willfully harming my credit with inaccurate reporting.