Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (OH)

Public record information inaccurate. To : Equifax XXXX. Box XXXX XXXX, GA XXXX Experian XXXX. XXXX XXXX XXXX, TX XXXX TransUnion XXXX. XXXX XXXX XXXX, PA XXXX Subject : Formal Dispute of Inaccurate Payment Data and Unauthorized Bankruptcy Reporting under XXXX U.S.C. 1681 et seq. To Whom It May Concern, This letter serves as a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i ( a ) and 1681s-2 ( a ) regarding the inaccurate payment history reporting and the inclusion of a Chapter 7 bankruptcy on my credit report without lawful authority or permissible purpose. 1. Payment History Inaccuracies ( See Attached Documentation ) The following accounts inaccurately reflect late payments ( red Xs ), which are factually incorrect as I have paid each of these account