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Didn't receive notice of right to dispute. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/year> Goodleap XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, OR XXXX Consumer Financial Protection Bureau Complaint Submission ( via www.consumerfinance.gov/complaint ) Subject : Formal Dispute of Alleged Debt, Violations of 12 CFR 1006.34, 15 U.S.C. 1681s-2, and North Carolina Statute of Limitations To Whom It May Concern, I am writing to formally dispute the alleged debt being collected by Goodleap LLC and to report multiple violations of federal and state consumer protection laws. This letter serves as both a formal dispute to Goodleap LLC and as supporting documentation for a complaint to the Consumer Financial Protection Bureau ( CFPB ). 1. Violation of 12 CFR 1006.34 ( Validation Notice Requir