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Debt is not yours. This is a formal complaint against The CBE Group , Inc. for inaccurately and unlawfully reporting a collection account on behalf of XXXX XXXX XXXX. The balance reported is {$120.00}. However, I have no direct contractual relationship with The CBE Group , Inc., and I have received no validation of this debt. Furthermore, XXXX, as the original service provider, has not provided any formal notice of assignment, nor have I been presented with a complete accounting of the debt, including any proof of a default or itemized statement. Additionally, there is no evidence that this debt has not already been resolved via insurance, sub-sidy, or tax write-off mechanisms, as is common practice. Key issues include : 1. Failure to validate the debt under 15 U.S.C. 1692g. 2. F