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Account status incorrect. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am writing to formally dispute multiple late payments reported on my credit file, which are inaccurate due to unauthorized access and account tampering involving my personal information. Over the past XXXX to XXXX years, I experienced a pattern of unexpected missed payments across several of my credit accounts. During this period, I was in a relationship where the individual had access to my personal laptop and login credentials. After the relationship ended, I discovered that this person had deliberately tampered with my accounts disabling autopay, removing saved payment methods, and altering my email and notific