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Denied request to lower payments. The vehicle I got through financing with glove cars in XXXX New York was a lemon the vehicle has a broken crossmember and the truck is just rotting away I have only had it for a year and i pay XXXX dollars a month for this vehicle at 25 percent interest so by the end of my term I am paying around XXXX dollars for this truck and it wont even pass XXXX XXXX State inspection I reached out about the issue and they refused to refinance with me so Im stuck paying on a truck Im upside down on so no one else will refinance Im about {$5000.00} over book value in good condition I am stuck in a tough spot I dont miss payments Im just sick of people ripping me off