Credit reporting or other personal consumer reports — EQUIFAX, INC. (TN)

Their investigation did not fix an error on your report. XX/XX/XXXX To : [ Experian / TransUnion / Equifax ] Subject : Repossession Reporting Dispute Involving Co-Borrower Status Re : 15 U.S.C. 1681 ( a ) ( b ) ( c ) ( i ) FCRA Violations Dear [ Experian, TransUnion, & Equifax ] This is a formal dispute regarding the repossession account appearing on my credit report associated with : XXXX Name : XXXX XXXX XXXX XXXX Account Number : XXXX Date of Repossession : XX/XX/XXXX I am listed as a co-borrower or authorized user, but I did not authorize this debt, repossession, or related financial decisions made by the primary borrower. Reporting this repossession under my personal credit profile violates my rights under 15 U.S.C. 1681 ( a ), ( b ), ( c ), and ( i ) of the Fair Credit Reporting Act.