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Their investigation did not fix an error on your report. This formal complaint concerns unauthorized inquiries appearing on my credit report, made without my consent and lacking a permissible purpose under the Fair Credit Reporting Act ( FCRA ). These inquiries are negatively impacting my credit profile and do not meet the FCRAs requirements for accessing a consumers credit report without express authorization. Details of Disputed Inquiries : The following inquiries are disputed, as verified by the creditors, who confirmed they were conducted without my knowledge or authorization : Creditor Name : XXXX E Q U I F A X Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX CARD Date of Inquiry :