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Their investigation did not fix an error on your report. This account is negatively affecting my credit standing and was reported inaccurately. Under the FCRA, you are required to verify the accuracy of all reported information. If you can not provide written verification of this account within 4 calendar days of receiving this letter, you are legally required to delete it from my credit report with all major bureaus ( Equifax, XXXX, and XXXX ) immediately. Failure to remove this erroneous item within the requested timeframe may result in further action, including a formal complaint to the Consumer Financial Protection Bureau ( CFPB ), my states Attorney General, and possible legal recourse under federal law. Please provide written confirmation that this account has been deleted f