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Debt was result of identity theft. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, CA XXXX Date : XX/XX/XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX, GA XXXX Subject : Dispute of Fraudulent Accounts and Request for Permanent Removal SSN ( last XXXX ) : XXXX XXXX : XX/XX/XXXXXXXX Dear Dispute Department, I am writing to formally dispute multiple accounts listed on my credit report that are not mine and appear to be the result of identity theft. I have already filed a police report and a complaint with the Federal Trade Commission ( FTC ) regarding this matter. In accordance with my rights under : - 15 U.S. Code 1681 ( Fair Credit Reporting Act ), - 15 U.S. Code 1692g ( Debt Collection Validation ), - 15 U.S. Code 1666 ( b ) ( Billing Error Responsibilities ), - 15 U.S. Cod