Credit reporting or other personal consumer reports — EQUIFAX, INC. (FL)

Reporting company used your report improperly. I recently reviewed my credit report and found a collection account from XXXX XXXX with the original creditor listed as XXXX XXXX XXXX XXXX XXXX, reporting a balance of {$2300.00} and an open date of XX/XX/XXXX. I am disputing this account for the following reasons : I do not recall having any unpaid or outstanding debt with XXXX or any insurance-related collections. I have never been notified of this alleged debt before it appeared on my credit report no letters, calls, or collection notices were received. The accounts Date Opened is in the future ( XX/XX/XXXX ), yet it was reported in XX/XX/XXXX, which raises concern about data accuracy and potential account manipulation or re-aging. The listing provides no details on how this de