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Debt is not yours. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Tx XXXX XXXX XXXX XX/XX/2025 LVNV Funding, LLC XXXX, SC XXXX Dear Sir/Madam, I am writing this letter to formally request that LVNV Funding, LLC cease and desist all communication and collection activities with regard to the alleged debt referenced as XXXX. I believe that the debt in question is not valid and that LVNV Funding LLC has engaged in unlawful debt collection practices. I am aware of my rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Consumer Financial Protection Bureau ( CFPB ) guidelines, and I demand that LVNV Funding LLC adhere to these laws. Furthermore, I am prepared to take legal action if LVNV Funding LLC continues its collection efforts without providing proper validation of the de