Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (GA)

Their investigation did not fix an error on your report. I am filing this complaint against XXXX XXXX XXXX for their failure to provide proper debt verification as required under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). I previously disputed the debt with XXXX XXXX XXXX and the credit bureaus, requesting proper validation, including original signed agreements, detailed account statements, and proof of their legal authority to collect the debt. However, XXXX XXXX XXXX responded with a generic confirmation, failing to provide substantive documentation to prove the legitimacy and accuracy of the debt. Key Issues : Failure to Provide Proper Debt Validation : XXXX XXXX has not provided adequate documentation verifying the debt, violating 1