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Difficulty submitting a dispute or getting information about a dispute over the phone. I am faced with discrimination from XXXX and XXXX. They are actively attempting to tarnish my credit history and ability to avail financial services at fair market rates. They are refusing to correct their records and failing to provide evidence of the investigation report that denies me the correction. On the contrary, they are also not accepting the evidence I have in my possession, which is evidence from the same creditors ( JPMorgan Chase and XXXX ). There appears to be collusion between creditors and credit rating agencies to destroy my credit history. I have suffered financially from XXXX XXXX at abusive rates from XXXX and XXXX due to this collusion