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Charged for a purchase or transfer you did not make with the card. On XXXX XXXX XXXX XXXX XXXX XXXX XXXX, I purchased an American Express gift card from * * XXXX in XXXX XXXX, California XXXX XXXX and activated it for personal use. I successfully added the card to my XXXX XXXX XXXX XXXX XXXX account and used it to place an order from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX also charged its monthly subscription fee of XXXX XXXX \ {$9.00} XXXX XXXX, leaving an available balance of approximately XXXX XXXX XXXX {$230.00} XXXX XXXX on the card. On XXXX XXXX XXXXXX/XX/2025, at approximately XXXX AM XXXX XXXX, I attempted to use the card again and was unexpectedly declined for XXXX XXXX insufficient funds XXXX XXXX. Upon checking the card balance, I found that only XXXX XXXX XXXX {$0.