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Account status incorrect. CFPB COMPLAINT LETTER Disputing All Negative Items Across All Three Bureaus Subject : Formal Complaint Against Experian, Equifax, and TransUnion for Systemic FCRA Violations, Sham Investigations, and Noncompliance with Federal and Industry Standards XXXX Consumer Information : Full Name : XXXX XXXX XXXX Date of Birth : XX/XX/XXXX SSN ( Last XXXX Digits ) : XXXX XXXX XXXXXXXX ] Current Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX Phone Number : XXXX Email Address : XXXX XXXX Complaint Summary : I am submitting this complaint against the three major credit bureausExperian, Equifax, and TransUnionfor ongoing, systemic violations of the Fair Credit Reporting Act ( FCRA ) and failure to comply with Metro 2 Format and XXXX industry standards . Despite su