Credit reporting or other personal consumer reports — EQUIFAX, INC. (CA)

Reporting company used your report improperly. In XXXX and XXXX, I discovered fraudulent credit card accounts on my credit reports from the following companies : XXXX XXXX ( Account ending in XXXX ) XXXX XXXX XXXX ( Account ending in XXXX ) XXXX XXXX ( XXXX accounts ending in XXXX and XXXX ) These accounts were the result of identity theft and were properly disputed and deleted from my credit files. However, in XX/XX/XXXX, they were reinserted into my credit reports without any advance notice or legal justification. According to the Fair Credit Reporting Act ( FCRA ) 1681i ( a ) ( 5 ) ( B ), when previously deleted information is reinserted : The credit bureau must notify the consumer in writing within XXXX business days ; and Disclose the name, address, and phone number of the furnis