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Problem with personal statement of dispute. Updating or verifying the account without proper documentation, which constitutes a violation of federal statutes like the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). I am requesting : Proof of Ownership, Chain of Title, and Securitization Evidence. You are continuing to verify, update, and report this account on my credit file without providing the required supporting documentation. This constitutes a willful violation of : 15 U.S. Code 1681i ( a ) ( 1 ) ( A ) Duty to conduct a reasonable investigation, 15 U.S. Code 1681s-2 ( b ) Duty of data furnishers to investigate disputed information, 15 U.S. Code 1692g ( b ) Debt collectors obligation to cease collection and verify the debt when disputed.