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Account information incorrect. CFPB Complaint Summary Equifax Reporting Violations ( with FCRA Citations ) In XX/XX/XXXX, I submitted a formal dispute to Equifax by certified mail and electronically. I included a notarized ID and utility bill. It has now been over 60 days, and no corrections have been made, violating FCRA 1681e ( b ), 1681i ( 5 ), and 609 ( a ). The following accounts are inaccurate, unverifiable, or outdated and must be permanently deleted : XXXX XXXX XXXX XXXX ( {$72000.00} ) Reports 6 late payments ( 60 days late ) from XXXX despite status Pays account as agreed. No payment validation or documentation provided. Violation : FCRA 607 ( b ) ( inaccurate reporting ) XXXX XXXX XXXX ( {$0.00}, charged off XXXX XXXX ) Listed as charged off and also appears under LVNV Fundin