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Account status incorrect. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Phone : ( XXXX ) XXXX SSN : XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX TX XXXX & Equifax XXXXXXXX XXXX XXXX XXXX TX XXXX XXXX : URGENT CREDIT REPORT DISPUTE INCORRECT BALANCE ON CANCELED DEBT ( XXXX XXXX ACCOUNT # * XXXX ) To Whom It May Concern, I am writing to formally dispute the reporting of an account from * * XXXX XXXX ( Account # ending in * XXXX ) on my credit file. This account is still being reported with a full balance of {$1300.00}, despite the fact that XXXX issued a Form 1099-C indicating that the debt was canceled and reported to the IRS as forgiven. I have previously disputed this item multiple times. XXXX has already corrected this entry and is now reporting a {