Vehicle loan or lease — North State Acceptance, LLC (SC)

Loan balance remaining after the vehicle is repossessed and sold. I am writing to formally dispute and request the removal of a repossession entry that appears on my credit report. The account in question is : Creditor Name : NORTH STATE ACCEPTANCE Account Number : Account Number : XXXX XXXXXXXX According to the Fair Credit Reporting Act ( FCRA ), negative items such as repossessions must be removed from consumer credit reports seven years after the original delinquency date. As of the date of this letter, more than seven years have passed since the account became delinquent and led to repossession. I respectfully request that this outdated information be permanently deleted from my credit report, as it no longer meets the reporting criteria established by federal law. Please i