Credit reporting or other personal consumer reports — TRANSUNION INTERMEDIATE HOLDINGS, INC. (IL)

Their investigation did not fix an error on your report. I am filing a formal complaint against TransUnion for willful noncompliance with the Fair Credit Reporting Act ( FCRA ) regarding a XXXX XXXX XXXX account currently reported as a Charge-Off. This account has a {$0.00} balance but continues to report as Charge-Off, which is misleading and technically inaccurate under Metro 2 standards, causing ongoing harm to my creditworthiness. TransUnion violations include : Blocking my access to my credit report and online dispute results, violating FCRA 609 ( a ) ( 1 ) and 611 ( a ) ( 1 ) ( A ). Failing to conduct a meaningful reinvestigation after multiple certified disputes sent in XXXX, XXXX, and XX/XX/year>. Failing to provide the Method of Verification ( MOV ) or any original