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Personal information incorrect. This letter serves as a formal complaint regarding inaccurate, obsolete, and unauthorized personal identifying information appearing on my credit report. I am writing to you under the protections of the Fair Credit Reporting Act ( FCRA ), which mandates that credit bureaus maintain accurate and current consumer information. I have reviewed my credit report from [ Name of Credit Bureau, e.g., Equifax, Experian, TransUnion ] and have identified several pieces of personal information that are incorrect and must be immediately removed and corrected to reflect only my accurate current information. The presence of this misinformation is damaging and may lead to identity theft or other adverse financial actions. The following personal identifying information