Debt collection — Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) (NC)

Debt was discharged in bankruptcy. I declared XXXX XXXX bankruptcy in XXXX XXXX and the bankruptcy was fully discharged in XXXX XXXX. The primary reason for declaring bankruptcy was the XXXX mortgage on my former primary residence in WY, and the deficiency resulting from a severe decline in property values. The loan and any deficiency was included in my bankruptcy filing and discharged with the bankruptcy. The original creditor was XXXX XXXX XXXX, then XXXX, with loan servicing maintained by XXXX XXXX XXXX XXXX XXXX, to the best of my knowledge. In XXXX XXXX, on the advice of XXXX separate attorneys and with their help, I deeded the property back to the creditors, with a deed drawn up by an attorney and filed by said attorney with the local record of deeds office in WY. Since the lenders h