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Debt is not yours. XX/XX/2025, after applying to obtain a mortgage to buy a house, a collection for {$10000.00} showed in my account from apartments via National Credit Systems. I never lived in that complex or signed any documents. I disputed the deb with XXXX on XX/XX/2025 via their online portal, also disputed the charge with National Credit Systems and asked National Credit Systems for proof that this is my debt and they do not have any. XXXX dispute # XXXX came back, after they did research, that the debt was mine. I called XXXX again and they asked me for proof that the debt was not mine. I don't have proof that is not mine, but National Credit Systems doesn't have proof that is mine. XXXX asked me to send another dispute, with copy of my documents, and I did and dispute # XXXX d