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Account information incorrect. I am submitting this letter to formally dispute the reporting and servicing practices of my line of credit issued by XXXX XXXX XXXX XXXX XXXX and serviced by XXXX ( XXXX XXXX ). Summary of Account : - Lender : XXXX XXXX / XXXX - Opened : XX/XX/year> - Original Loan Amount : {$2200.00} - Payments Made : Over {$2700.00} - Current Balance : Still over {$1700.00} - Account ID : XXXX XXXXXXXX. Despite paying more than I originally borrowed, my balance has barely decreased. This is due to a recurring XXXX XXXX XXXX and XXXX XXXX XXXX structure, which behaves like interest but is labeled otherwise to bypass lending caps. This structure is predatory, deceptive, and designed to keep consumers in a prolonged debt cycle. Supporting Facts : - Over {$2700.00} pai