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Attempted to collect wrong amount. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX, Alabama XXXX XXXX XXXX Date : XX/XX/year> Merchants Adjustment Service , Inc . XXXX XXXX XXXX XXXXXXXX, AL XXXX Re : Dispute and Request for Debt Validation Account Name : MERCHANTS AD Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Reported Balance : {$570.00} -- - To Whom It May Concern, I am writing regarding the above-referenced account, which has been reported by Merchants Adjustment Service as a derogatory collection account on my credit file. I dispute this alleged debt and, pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am requesting full validation. Please provide the following documentation to substantiate your claim : 1. The name, address, and cont