Credit reporting or other personal consumer reports — EQUIFAX, INC. (FL)

Their investigation did not fix an error on your report. I am writing to formally dispute an inaccurate late payment entry on my credit report, as allowed under the Fair Credit Reporting Act ( 15 U.S. CXXXXe XXXXi ). This inaccurate reporting has negatively affected my credit profile, and I am requesting an immediate investigation into this matter. Details of the Disputed Late Payment : Creditor Name : XXXX Account Number : # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Date of Alleged Late Payment : XX/XX/year> ( equifax ) and XX/XX/year> and XX/XX/year> ( experian and XXXX ) I recently reviewed my credit report and noticed an account that was not reporting accurately. I had XXXX late payments on an account that I, in fact, paid on time. The consumer reporting agencies must ensure all report