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Reporting company used your report improperly. Complaint Narrative : I am filing this complaint because XXXX and TransUnion are inaccurately reporting a XXXX late payment on my XXXX ( XXXX ) personal loan account, even though the account is current and has been paid as agreed. Account details : Creditor : XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Monthly Payment : {$58.00} Balance : {$800.00} Status : Current / Paid as agreed Despite the account being active and current, XXXX and TransUnion have listed derogatory XXXX late marks ( XX/XX/XXXX ). This is completely inaccurate and damaging to my credit profile. XXXX correctly shows the account as positive, which further proves the inconsistency. Violations of Federal Law : Fair Credit