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Can't close your account. I am filing a complaint against Capital One Bank for refusing to honor my account closure requests and for improperly reopening my account without authorization. On XX/XX/year>, I closed my Capital One 360 checking account with a XXXX balance. I closed the account because XXXX was making unauthorized debits that caused overdraft fees. The only Voluntary ACH Authorization I signed with XXXX is tied to my XXXX XXXX XXXX XXXX account, not my Capital One account. Credit Freshs own system showed Automatic ACH Payments : OFF, and a Capital One representative confirmed in a recorded call that no ACH authorization was active on my Capital One account. Despite this, on XX/XX/year>, Capital One reopened my closed account without my consent, processed a disputed debi