Credit reporting or other personal consumer reports — EQUIFAX, INC. (TX)

Reporting company used your report improperly. Equifax continues to report inaccurate and unverifiable information on my credit file, despite multiple disputes and documentary proof. These inaccuracies are harming my credit score and violate the Fair Credit Reporting Act ( FCRA ) and XXXX XXXX reporting standards. Accounts/ Items in Dispute * XXXX XXXX Account Ending in XXXX Facts : XXXX XXXX confirmed in writing that this account was paid in full and closed in XX/XX/XXXX, with only two late payments in XXXX. Equifax is falsely reporting late payments in XXXX and XXXX of XXXX after the account was closed. Violation : Reporting delinquencies after closure violates FCRA 1681s-2 ( a ) ( 1 ) ( A ) and Metro 2 standards prohibiting payment history beyond closure. Evidence : XXXX and