Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (MA)

Account status incorrect. I am formally disputing the above-referenced account based on multiple factual inaccuracies and logical impossibilities in the reporting : XXXX. IMPOSSIBLE TIMELINE - LATE PAYMENTS ON SAME-MONTH ACCOUNT Dispute : The account shows a " Date of First Delinquency '' of XX/XX/year>, yet the account was opened on XX/XX/year>, and shows only 10 months reviewed with current status as " PAID_AND_CLOSED. '' Issue : It is factually impossible for an account to become delinquent within 45 days of opening when the account was paid and closed in such a short timeframe. This timeline defies standard billing cycles and payment processing procedures. XXXX. CONTRADICTORY ACCOUNT STATUS Dispute : The account simultaneously shows : Account Status : " NOT_MORE_THAN_TWO_PAYMENT_PAST