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Credit inquiries on your report that you don't recognize. : Dear CFPB, I am writing to dispute fraudulent hard inquiries on my credit report that was not authorized by me .. these accounts need to be removed immediately they violate the federal credit reporting act.. XXXX card XX/XX/year> XXXX XXXX XXXX XX/XX/year> XXXX XXXX XX/XX/year> XXXX XX/XX/year>