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Their investigation did not fix an error on your report. A charge-off from XXXX XXXX XXXX is being reported on my credit reports. I previously disputed this item with the credit bureaus and requested verification. The bureaus failed to correct the error or provide valid documentation, and the charge-off remains. This information is inaccurate and harmful to my credit. Under 15 U.S.C. 1681c-2, I request that this item be blocked and removed from my credit reports.