Credit reporting or other personal consumer reports — EQUIFAX, INC. (PA)

Account status incorrect. This is a formal complaint against XXXX XXXX for continued inaccurate and unverifiable credit reporting in violation of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i ( a ) and 1681s-2 ( b ). On XX/XX/scrub>, 2025, I submitted a written dispute to all three credit bureaus requesting investigation and deletion of this tradeline due to multiple inaccuracies, including inconsistent late payment reporting and balances. Despite this, XXXX failed to properly investigate or provide adequate validation. As of today, no satisfactory response has been received. Key FCRA Violations : XXXX failed to conduct a reasonable investigation as required under 1681i ( a ). XXXX continued reporting without verifying the accuracy or furnishing supporting