Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (NJ)

Investigation took more than 30 days. XXXX'I am submitting this formal complaint and dispute regarding multiple inaccurate, misleading, and damaging items on my credit report reported by various creditors and collection agencies These items violate the Fair Credit Reporting Act (FCRA 15 U.S.C 1681 et seq), Fair Debt Collection Practices Act (FDCPA 15 U.S.C 1692 et seq), and other applicable federal and state laws I demand an immediate investigation and correction of each inaccurate item\nIncorrect Addresses ReportedXXXX XXXX XXXX XXXX XXXX XXXX XXXX This address has never been associated with me Its reporting is misleading and exposes me to potential identity theft and credit fraud under FCRA 1681cStory: I have received letters and calls intended for someone else at this address Lenders