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Reporting company used your report improperly. To Whom It May Concern, I am the victim of attempted identity theft. On [ XX/XX/year> ], I was informed via mailed letters of fraudulent attempts to obtain credit cards in my name. Despite contacting the companies directly, they failed to act. Upon reviewing my credit report, I discovered XXXX unauthorized hard inquiries : XXXX XXXX XXXX XXXX XXXX [ XX/XX/year> ] XXXX XXXX XXXX XXXX [ XX/XX/year> ] I did not authorize or initiate these applications. These are fraudulent inquiries that are damaging my creditworthiness and have already resulted in a higher loan rate. Pursuant to the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), I demand immediate removal of these inquiries from my credit file. I also request the name, address, and any records