Credit reporting or other personal consumer reports — EQUIFAX, INC. (FL)

Reporting company used your report improperly. I am writing to formally dispute inaccurate information being reported on my Equifax credit file regarding the above-referenced account. According to your records, this account is showing a XXXX late payment, which is incorrect and not consistent with my payment history. Account Name : XXXX Account Number : XXXX Date Opened : XX/XX/year> Reported Balance : {$15.00} Upon reviewing my records, this account has been paid on time and is currently open with a low balance of only {$15.00}. Both XXXX XXXX XXXX reflect this account as paid or paying as agreed, with no late payments reported. The reporting by Equifax is therefore inaccurate, inconsistent, and in direct violation of the Fair Credit Reporting Act ( FCRA ) Section 1681i, which require