Credit reporting or other personal consumer reports — EQUIFAX, INC. (MD)

Account status incorrect. In early XXXX, I was misled into co-signing an auto loan at XXXX XXXX XXXX XXXX ( XXXX ) with a person who turned out to be a scammer. The car title was placed only in the other persons name, and I never received or used the vehicle. From XXXX through XX/XX/XXXX, I made monthly payments of {$760.00} on time, while the co-borrower never paid anything. XXXX representatives advised me to refinance the loan solely into my name, promising this would fix the problem. Instead, this made the situation worse. After that, I stopped payments, since I had no car and XXXX was not providing a solution. Despite my repeated disputes ( by phone, portal messages, and letters to XXXX XXXX and Board ), XXXX never gave me a proper written response. Instead, they reported the a