Credit reporting or other personal consumer reports — Affirm Holdings, Inc (CA)

Account information incorrect. I am disputing inaccurate reporting by Affirm, which XXXX has verified without properly investigating. Affirm reports an original balance of {$220.00}, a current balance of {$210.00}, and a past due amount of {$78.00}. These numbers are mathematically inconsistent and misleading. The account is also listed as open while delinquent, with no recent payment history. I previously disputed this with XXXX, but they marked it verified without addressing these contradictions. This violates FCRA XXXX ( b ) ( accuracy ) and XXXX ( reasonable investigation ).