Credit reporting or other personal consumer reports — EQUIFAX, INC. (TX)

Account status incorrect. I am writing to formally dispute a late payment reported on my credit file for XXXX - XXXX, which is inaccurate due to unauthorized access and tampering involving my account. During the time leading up to this late payment, I was in a relationship with an individual who had access to my personal laptop and account logins. After the relationship ended, I discovered that this person had deliberately tampered with my account disabling autopay, removing saved payment methods, and altering my email and notification settings without my knowledge or consent. This individual later admitted to me directly over the phone that they accessed my account maliciously and interfered with my financial information. These actions were taken without my authorization and directly