Student loan — Nelnet, Inc. (NJ)

Problem with forgiveness, cancellation, or discharge. i have been trying to get my payments deferred for quite sometime now i have been in school for over XXXX years and cant afford to pay. i have asked the school multiple time for a deferred payment and was not able to get it deferred. it was XXXX XXXX but due to interest it went up to XXXX XXXX. despite my many attempts, i need help this is affecting my credit and livelihood.