Credit reporting or other personal consumer reports — EQUIFAX, INC. (FL)

Reporting company used your report improperly. To Whom It May Concern, I am filing this formal Master Complaint concerning the inaccurate, misleading, and unlawful reporting of the XXXX account # XXXX. The way this account is being reported constitutes serious violations of the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). Irregularities Identified Contradictory Account Status Equifax : Account reported as Closed. XXXX : Account reported as XXXX. XXXX : Account reported as XXXX. A tradeline can not simultaneously be open and closed. This violates FCRA 1681e ( b ) ( duty to assure maximum possible accuracy ). Inconsistent Dates of Activity Equifax : Last activity reported as XX/XX/XXXX. XXXX : Last activity reported as XX