Credit card — AMERICAN EXPRESS COMPANY (FL)

Information belongs to someone else. An American Express account ( Account # : 1. Amex XXXX ] ) is being reported on my credit report. I am not responsible for this debt. Over a year ago, on or about [ Insert Date of First Contact ], I contacted American Express to dispute this account. I formally requested that they provide me with documentation proving I am legally obligated to pay this debt. Specifically, I requested a copy of the signed application agreement and the itemized statements. American Express has failed to provide any validating documentation. They have been unable to prove that I have any responsibility for this account. Despite their inability to verify the debt, they continue to report it to the three major credit bureaus ( XXXX XXXX XXXX XXXX ), which is severely