Loading Scampede…
Debt is not yours. I previously requested full validation of this alleged debt, including : A signed copy of the original creditor agreement, A complete accounting and itemization of the balance, and Proof of legal assignment/ownership. What I received instead were generic verification sheets and recycled data that fail to meet the requirements of the FDCPA 809 ( b ). These do not constitute proper validation. By continuing to report unverifiable or incomplete information, this company is in violation of the FCRA 623. A sellers summary or computer printout is not legal validation. I am demanding deletion of this tradeline from all credit reporting agencies. If the company continues to furnish unverifiable information, I will pursue federal legal remedies for damages, costs, and a