Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (FL)

Reporting company used your report improperly. Re : Formal Dispute of Inaccurate Reporting This letter disputes multiple inaccurate accounts you are reporting, including XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Examples include : Different past-due balances and last payment dates from other bureaus ( XXXX ) XXXX Accounts coded Closed/Good but also flagged as derogatory ( XXXX ). Inflated late counts and conflicting open/closed statuses ( XXXX XXXX, XXXX XXXX ). These defects violate FCRA 607 ( b ) and 611, as well as Metro 2 standards for fields such as 17A ( Account Status ), 43 ( Past Due ), 76 ( Date of Last Payment ), 78 ( Payment History Profile ). I dispute all late months reported. You are required to obtain ledger statements from each furnisher proving the d