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Debt is not yours. I am filing this complaint regarding improper debt collection and credit reporting practices by National Credit Systems , Inc. ( XXXX ) in connection with a disputed utility bill managed by XXXX XXXX XXXX for my former residence at XXXX XXXX XXXX, XXXX XXXX, CT, XXXX. Background and Timeline : On XX/XX/year>, I contacted XXXX by email disputing unexplained submetered electricity charges. On XX/XX/year>, my attorney issued a formal dispute letter to XXXX requesting billing validation. On XX/XX/year>, I filed a formal complaint with Connecticut XXXX, initiating a regulatory investigation into XXXX submetering and billing practices. XXXX confirmed they engaged XXXX directly beginning XX/XX/year>. Despite this active investigation, XXXX sent the alleged debt to XX