Credit reporting or other personal consumer reports — EQUIFAX, INC. (GA)

Reporting company used your report improperly. Subject : Independent Reinvestigation Duplicate XXXX tradelines ( opened XX/XX/year> ) Your file lists XXXX open XXXX credit cards from XX/XX/year> ( families XXXX ) with different limits/balances ( $ XXXX {$10000.00} and $ XXXX {$8900.00}, last reported XX/XX/year> and XX/XX/year> ). If these are not distinct contracts, this is a duplicate inflating utilization. Law : 607 ( b ) ; 611 ; Reg V ; XXXX. Metro 2 : Consumer Account Number ( uniqueness ), Credit Limit, Current Balance, Date of Account Information. Demand : Produce evidence of XXXX separate contracts ( distinct account numbers/contracts and running ledgers ). If not, delete/suppress the duplicate and correct utilization. All late months are disputed ; codes proof. Enclosures : ID