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Problem with your payment plan. As you are aware, I was placed into XXXX forbearance in XXXX. During this time I called MOHELA several times, and was ADVISED to stay in XXXX forbearance as I will be able to apply for XXXX and months on forbearance will count toward forgiveness ( once I reach my 120 month of qualifying employment.... which is this month XXXX of XXXX ). However, XXXX requests are now taking XXXX months ( and I only have 12 months of repayment with XXXX ) so I APPLIED for for repayment through XXXX on XX/XX/XXXX and was accepted to XXXX on XX/XX/XXXX and received the following email : EMAIL BEGINS : -- -- -- -- -- -- -- -- -- -- -- - Subject : XXXX Received Date : XX/XX/XXXX Thank you for contacting MOHELA, We apologize for any confusion or inconvenience. Your applica