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Debt is not yours. For the past few years I was in and out of hotel and a credit card account was open in my name online which I had no idea of it.. The same company keep selling the account and the time it's supposed to go off my credit report keep getting changed because debt being sold.. I'm seeing something about a charge off and I been trying to get it removed and haven't been able to. I had a credit card before and eventually would love to have another XXXX but what's going on with this harassment have me scared.. SO I'm asking can they collections XXXX and XXXX XXXX XX/XX/XXXX be removed... I have been trying for years